1. Introduction

Quidding ("we", "us") is committed to protecting the privacy of children and families who use our educational investing app. This Privacy Policy explains what information we collect, how we use it, and the choices you have. Because Quidding is designed for children, we handle data with extra care and in compliance with applicable children's privacy laws, including COPPA (U.S.) and GDPR-K.

2. Information We Collect

We collect only the minimum information needed to provide the Service:

• Account information: Email address and a display name, used to create and manage your account.
• Progress and gameplay data: Lessons completed, quiz scores, XP, virtual currency ("Play Bucks"), streaks, and simulated portfolio activity.
• Subscription status: Whether you have a free or premium plan, managed through the app store or payment provider.
• Usage data: Anonymous, aggregated analytics about how the app is used to help us improve it.

We do not collect real-world financial information, real bank or payment card details (payments are handled by the app store or our payment provider), or precise location data.

3. How We Use Information

We use the information we collect to:

• Provide and personalize the educational experience (lessons, quizzes, rewards).
• Save and display learning progress and achievements.
• Manage subscriptions and premium features.
• Maintain leaderboards and friend features using display names only.
• Improve and maintain the Service.

We do not sell or rent personal information to third parties, and we do not use personal information to serve behavioral advertising to children.

4. Children's Privacy

Quidding is directed to children with the involvement of a parent or guardian. For users under 13 (or the applicable age in your region), a parent or guardian must consent to the collection and use of their child's information. We do not knowingly collect more information than is necessary for children to use the Service safely. If you believe we have collected information from a child without verifiable parental consent, please contact us via ourSupport pageand we will promptly delete it.

5. Data Sharing

We share information only with service providers who help us operate the app (such as hosting, analytics, and payment processing), and only as necessary to provide the Service. These providers are bound by confidentiality obligations. We may also disclose information when required by law.

6. Data Retention

We retain account and progress information for as long as your account is active. You may request deletion of your account and associated data at any time through our Support page, and we will process such requests within a reasonable timeframe.

7. Data Security

We use reasonable technical and organizational measures to protect personal information. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

8. Your Rights

Depending on your region, you may have rights to access, correct, or delete personal information, and to object to or restrict certain processing. Parents may exercise these rights on behalf of their children. To make a request, please contact us via our Support page.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify users of significant changes within the app. Continued use of the Service after changes take effect constitutes acceptance of the updated policy.

10. Contact Us

If you have questions about this Privacy Policy or wish to exercise your privacy rights, please visit ourSupport page.